The U.S. homeownership rate decreased in the fourth quarter of 2013, according to Census Bureau figures. The share of Americans who own a home dropped to 65.2 percent, from 65.3 percent in the previous quarter and 65.4 percent a year earlier. The Midwest had the highest rate at 69.8 percent and the West ranked lowest with 59.3 percent. Reasons cited for the lower homeownership rate included increasing real estate values and interest rates, and stricter lending standards; making it more difficult for first-time borrowers to purchase. The Census Bureau added that the homeownership rate for all Americans peaked at 69.2 percent in 2004.